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About us

At Bright Money Independent we work hard to get you the most suitable deal possible, our advisers have helped thousands of people find the right deal on their mortgage and life assurance. We aim to make the whole process of buying or re-mortgaging as smooth and simple as possible. So you can get on with your day job.

Based in Thame we help clients in Aylesbury, Princess Risborough, Haddenham, Waddesdon and around the Home Counties, our fully-qualified advisers are available to provide expert advice face to face or by telephone, post and email to clients nationwide.

Using our experienced advisers we strive to improve our client relationship, keep ahead of current market products, and drive the business successfully forward into the future......


We offer a wide range of financial advice; from helping first time buyers purchase right through to assisting with large company group pension schemes. For pensions we act as introducers only

Our ethos is to provide our clients with clear and simple tailored solutions to their requirements. Offering our expertise within the market place to guide our clients to the right solution

The majority of our work comes from word of mouth, solicitors, accountants and estate agents in and around Thame and the Home Counties.

Our Services

Offering advice on all types of financial services from your first mortgage to your final pension, Bright Money Independent Ltd aims to assist with the financial services life cycle to help our clients make the right decisions. We do this in plain and simple terms avoiding jargon, so our clients fully understand the recommended products and associated risks

Working in an open, frank and honest way designed to assist and keep our clients fully updated. With the vast choices available changing daily, we take the pain and hassle out of choosing the right products, leaving our clients free to do their jobs.

As soon as a new client makes contact we arrange a time to discuss their situation, needs and objectives. We complete a fact find, discuss the various options available, along with any fees and timescales applicable. We then complete the research and present our recommendation to the client.

If a client would like to proceed we gather outstanding documents. For a mortgage this will be:

  • Photo ID (passport or driving licence)
  • Address verification (utility bill, council tax)
  • Bank statements showing salary
  • Pay slips and p60s or last 3 years accounts and SA302's

We then complete the administration by processing the application to the provider and keep you updated along the way. Once the transaction is processed we then arrange for a periodic review to ensure the products arranged are still the most suitable for your circumstances.

Your personal adviser will always be available for any queries you have in relation to any of our services. We can arrange visits to your home or our confidential meeting rooms in Thame.

You can choose how Bright Money Independent Ltd are paid for mortgages; typically we do not charge however, you can pay a fee, usually 1% of the loan amount,
in cases that more work is required we may agree a fee upfront before any work is undertaken.
For Equity Release we are typically paid by the lender, however we offer a fee only service which is 1.5% of the loan amount.
Trading Address - 5a Cornmarket, Thame, Oxfordshire, OX9 3DX
For protection insurance we offer products from a limited panel of providers
For buildings and contents insurance and accident sickness & unemployment insurance we offer products from a selected panel of providers.
Registered Address - Coleridge House, 5-7A Park Street, Slough, SL1 1PE | Registered in England No 07801150