01844  390910

info@bmimoney.co.uk

Bright Money Independent

Independent Mortgage Advice

Located in the stunning county of Oxfordshire, we are mortgage brokers who always go the extra mile for our valued customers.

We’re not just all about numbers and paperwork. We’re here to provide exceptional advice by leveraging our extensive knowledge to find the perfect mortgage product for your unique circumstances.

Let us guide you towards a brighter future..

Divorce & Mortgages

Mortgage Capacity Reports

Here at Bright Money Independent, we can provide you with a bespoke mortgage capacity report to aid you through the difficult time of divorce proceedings, taking some of the weight off the ambiguity of exactly what your future could look like. And the best part…we could save you thousands in legal fees!

We can provide you with a comprehensive mortgage capacity report which will be accepted by solicitors and the Courts and will also give you peace of mind for how much you can borrow yourself.

Rings Divorce MCR

Specialist Mortgages

Whether it’s a mortgage, a remortgage, or a buy-to-let, we’ve got you covered!

We’ll search high and low for the best rates from all UK mortgage lenders armed with a deep understanding of your circumstances, we’ll find the best options, with the highest chance of acceptance!

With access to specialised mortgage lenders whether you’re self-employed, have seasonal income, or a poor credit rating, we cater to those involved in share ownership, contractors, or those nearing retirement.

Rest assured, we can help you find the right mortgage solution for your unique situation!

Specialist Advice

Remortgage
Advice

We create impactful marketing strategies that drive growth and engagement. Our team fuses creativity with technology to deliver tailored solutions, ensuring maximum return on investment.

Explore how our dedicated experts can elevate your brand presence and foster lasting connections with your audience.

How to Remortgage a Help to Buy Property

Buy to Let Mortgages

Our brokers offer comprehensive buy-to-let mortgage advice with access to many lenders not commonly known. Our mortgage advice includes standard buy-to-lets, let-to-buys, ex-council, limited company, HMO (House of Multiple Occupancy), freehold flats and short leasehold buy-to-lets, to name but a few.

The Mortgage Lenders

Mortgage Protection

Mortgage protection is an important aspect of homeownership offering peace of mind in case unforeseen events impact your ability to pay your mortgage.

Our team can help you explore the options available, whether it’s life insurance or income protection if you’re unable to work, we have a range of solutions to meet your needs.

Don’t leave it to chance

Supported Living (2)
The Mortgage Lenders

Lending Later in Life

Equity Release for homeowners over 55 to unlock some of their property’s capital for various purposes such as home improvements, holidays, clearing existing mortgages, gifting to children, or increasing disposable income.

Another alternative for those who can demonstrate affordability is Retirement Interest Only (RIO), which is gaining popularity and resembles a traditional mortgage.

Terms and conditions apply, and eligibility is based on loan-to-value (LTV) ratio and age. Our team can guide you through the process and help find the best option for your needs.

Our Services

Business Protection Insurance

Business Protection Insurance provides essential protection for your firm, ensuring it can keep running in case the worst happens for all sorts of enterprises, from sole proprietorships to LLPs and LLCs.

Our Services

How Bright Money can Help

Our team can guide you through the process, help to understand what each one offers each with its own unique purpose and select the most suitable option for your business needs.

From key person insurance to shareholder or partnership protection, we’ve got you covered.