remortgage with bmi
Foundation Home Loans
Foundation Home Loans
Foundation Home Loans is a specialist mortgage provider catering to individuals with unique financial situations. Whether you are a landlord managing multiple properties or a borrower with a non-standard income, their tailored mortgage products are designed to meet diverse needs. They pride themselves on flexibility, offering solutions that traditional lenders may overlook.
Their focus extends beyond lending to providing excellent customer service and financial support. With tools to help you manage payments and a commitment to guiding borrowers through financial challenges, Foundation Home Loans ensures a smooth and reliable mortgage experience.
the differences
What makes Foundation Home Loans Different?
Tailored Mortgage Solutions
Foundation Home Loans specialises in providing mortgages for individuals with unique financial circumstances, such as portfolio landlords or those with irregular income. Unlike traditional lenders, they offer bespoke solutions designed to cater to complex scenarios, ensuring more borrowers have access to the financial products they need.
Focus on Customer Support
The company prioritises customer service, offering guidance and tools to help borrowers manage their mortgages effectively. They also provide resources for those experiencing financial difficulties, ensuring support is always available when needed most.
Independent Adviser Access
Instead of direct applications, Foundation Home Loans connects customers with experienced, independent financial advisers. This approach ensures borrowers receive expert advice tailored to their specific financial situations, offering clarity and confidence throughout the mortgage process.
3 Steps to Apply for a Foundation Home Loan
Follow these three simple steps to obtain a Foundation Home Loans mortgage:
1
Determine Eligibility
Consult with an independent financial adviser to assess your financial situation and determine your eligibility for Foundation Home Loans’ specialised mortgage products tailored for unique or complex circumstances.
2
Submit an Application
Work with your adviser to prepare and submit a mortgage application. Ensure all necessary documentation is complete, including income verification and property details.
3
Review and Approval
Foundation Home Loans reviews the application and provides a decision. If approved, they issue terms tailored to your financial needs, guiding you through the completion process.
the values
The Four Values of Foundation Home Loans
Fair
They are open-minded and make unbiased, consistent decisions.
Accountable
They take ownership of situations to enhance customer efficiency.
Customer First
They prioritise strong customer relationships.
Transparent
They maintain clear and open communication.
Pros & Cons of
Foundation Home Loans
Pro: Specialised Products
Offers tailored mortgage solutions for unique financial situations, including portfolio landlords and borrowers with complex income streams.
Pro: Customer Support
Prioritises customer service with tools, guidance, and resources for managing mortgages effectively.
Pro: Independent Advice
Works through independent financial advisers to ensure borrowers receive expert guidance suited to their needs.
Pro: Flexible Criteria
Accommodates borrowers who might not qualify for traditional mortgages.
Con: No Direct Applications
Customers cannot apply directly; they must work through independent financial advisers.
Con: Specialist Focus
May not cater to straightforward mortgage needs where mainstream lenders suffice.
Con: Limited Public Information
Some details, like specific eligibility criteria, may require adviser consultation to access.
Con: Potentially Higher Costs
Specialist mortgages may come with higher interest rates or fees compared to standard products.
apply today
Take Action with BMI Money
Foundation Home Loans offers tailored mortgage solutions for unique financial situations, such as portfolio landlords and complex income. By taking action today and consulting an independent adviser, you can access personalised support and flexible terms to meet your needs, ensuring you get the right mortgage solution now.
Get Started Today
We can help you apply for a Foundation Home Loan by offering expert advice and guidance throughout the process. We’ll assess your financial situation, recommend suitable mortgage products, and assist with the application. With a focus on tailoring solutions to your needs, we’ll ensure you have the support you need to secure the right mortgage from Foundation Home Loans.