- BM Solutions Specialist Broker Since 2004
- No Broker Fees
- 520+ Five-Star Reviews
- Same-Day Response
At BMI Money, we’ve been helping clients secure BM Solutions mortgages for more than 21 years – long before comparison sites, online forms and AI chatbots.
Whether you’re looking to buy your first rental property, raise funds from an existing mortgage, or switch to a better rate — BM Solutions is a lender we know inside out. And since they don’t deal directly with the public, you’ll need a broker like us to apply.
We’re fast, experienced, and we don’t charge broker fees.
BM Solutions Mortgage Options
Buy-to-Let Purchase
First-time landlord or building a portfolio? BM Solutions offers competitive rates, clear criteria, and limited company options.
Product Transfer
Fixed rate ending? Stay with BM Solutions and switch to a new deal without credit checks or remortgaging.
Further Advance
Need to borrow more? A further advance can help you raise funds without leaving BM Solutions.
Remortgage
Switch to a new BM Solutions deal or raise capital — we’ll help you remortgage with the same lender, or others if needed.
Why Choose BM Solutions Mortgages?
BM Solutions is part of Lloyds Banking Group and one of the UK’s biggest specialist buy-to-let lenders. They’re known for:
- Competitive interest rates
- Clear lending criteria
- Strong support for individual and limited company landlords
- Fast processing for product switches
Can You Apply Directly To BM Solutions?
No. BM Solutions does not accept mortgage applications directly from the public. Applications must be submitted through an authorised mortgage broker.
BMI Money has worked with BM Solutions for more than 21 years and can help with purchases, remortgages, product transfers and further advances.
a smart choice
Why Choose Bright Money Independent?
Over 21 years of experience working with BM Solutions
We handle everything – no forms, no waiting on hold
We speak human – plain-English advice and quick answers
No broker fees – we’re paid by the lender, not by you
Compare BM Solutions Mortgage Options
Here’s a quick overview to help you compare your options:
| OPTION | Credit Check? | Avg Time | Raise Funds? | Legal Work Needed? |
|---|---|---|---|---|
Product Transfer | No | 2-3 days | No | No |
Further Advance | Yes | 2-3 weeks | Yes | No |
Remortgage | Yes | 3-5 weeks | Yes | Yes |
Buy-to-Let Purchase | Yes | Varies | Yes | Yes |
real answers to
real
questions
we get
My BM fixed rate ends in 3 months – when should I act?
We can secure a new rate up to 6 months early. The sooner you lock it in, the better.
Can I borrow more and switch to a new deal at the same time?
Yes – we can look at a combined product transfer + further advance if needed.
Will BM Solutions lend to me through a limited company?
No – BM Solutions currently only lend to individuals.
I’ve had credit blips – will they consider me?
BM is generally strict, but we’ll review it. If not, we’ll recommend a lender that will.
FAQ
about
BM Solutions
mortgages
Do I have to go through a broker for BM Solutions?
Yes. They’re 100% broker-only – no direct customer applications.
Are there fees to switch deals?
We don’t charge a broker fee. Some products have lender fees – we’ll tell you upfront.
How do I get started?
Just send us your mortgage account number, or book a quick call. We’ll do the rest.
Let's Get It Sorted
We’ve been helping landlords and homeowners navigate BM Solutions for over two decades.
Use the form below to arrange a quick call.
Include your mortgage account number if you have it to hand (but isn’t required).
Ask us a question – same-day reply guaranteed.
