LiveMore Mortgages
Retirement Mortgage Specialists
Your Later Life Mortgage Experts
Live More Mortgages specialise in Retirement Interest-Only (RIO) mortgages and later-life mortgage solutions for people aged 50 to 90+. Whether you’re coming to the end of an interest-only mortgage, looking to free up cash in retirement, or simply want to stay in the home you love — LiveMore can help.
Bright Money’s expert advisors offer free*, no-pressure guidance, so you can make the right decision for your future with confidence.
* on mortgages over £100k
the differences
What is a Retirement Interest-Only (RIO) Mortgage?
Make monthly interest payments (no capital repayment)
Keep ownership of your home
Repay the loan when you pass away or move into long-term care
Is a RIO Mortgage Right for You?
You may benefit from a RIO mortgage if:
You're aged 50 to 90+
Your interest-only mortgage is ending
You want to leave an inheritance by protecting your home’s value
You want to stay in your home and avoid downsizing
You have a steady retirement income (e.g. pension)
Our advisors will help you understand your options and check if you’re eligible — with no pressure to proceed.
Why Choose LiveMore Mortgages?
“Live More helped me stay in my home when my interest-only mortgage ended. I can finally relax knowing my finances are in order.”
– Judith, 74, West Sussex
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Specialists in Later Life Lending
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Mortgages for Over 50s
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Help if your Interest-Only term is ending
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Alternative to Equity Release
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Take Action with BMI Money
A mortgage broker can help you secure the best LiveMore home loan by providing expert advice, comparing deals, and managing the application process. Their knowledge of lending criteria increases approval chances while saving you time and simplifying the paperwork.
Get Started Today
Remortgaging with LiveMore through BMI Money ensures expert guidance, access to exclusive rates, and a hassle-free process. Our experienced brokers navigate complex lending criteria, handle paperwork, and negotiate the best deal, making your remortgage quicker, smoother, and more cost-effective.
FAQs
about
LiveMore
What’s the difference between an RIO mortgage and equity release?
An RIO mortgage lets you pay the interest monthly and keep full ownership of your home. With equity release, interest rolls up and is repaid from your estate.
Can I get a mortgage at 70 or 80?
Yes. If you have a reliable income (such as pensions), many lenders offer RIO mortgages for applicants aged 50 to 90+.
What happens to the mortgage when I die?
The loan is repaid from your estate or the sale of the home. Any remaining equity goes to your family.
Do I need a minimum income?
Yes — you need to show you can afford the monthly interest. We’ll help you work out if you’re eligible.
Is BMI's advice really free?
Yes — our initial consultations are always free. If you choose to proceed, we’ll explain any potential fees clearly upfront.
