LiveMore Mortgages
Retirement Mortgage Specialists
Your Later Life Mortgage Experts
LiveMore Mortgages specialises in Retirement Interest-Only (RIO) mortgages and later-life lending solutions for people aged 50 to 90+. Whether you’re approaching the end of an interest-only mortgage, looking to release funds in retirement, or want to remain in your home, LiveMore offers a range of options to consider.
BMI Money’s advisers provide guidance with no obligation, helping you understand your options and make informed decisions about your future.
Advice may be free on mortgages over £100k. Terms and conditions apply.
the differences
What is a Retirement Interest-Only (RIO) Mortgage?
Make monthly interest payments (no capital repayment)
Retain ownership of your home
The loan is typically repaid when you pass away or move into long-term care
Is a RIO Mortgage Right for You?
You may benefit from a RIO mortgage if:
You're aged 50 to 90+
Your interest-only mortgage is ending
You want to leave an inheritance and help preserve your home’s value
You want to stay in your home and avoid downsizing
You have a steady retirement income (e.g. pension)
Our advisers can help you understand your options and assess your eligibility — with no obligation to proceed.
Why Choose LiveMore Mortgages?
1
Specialists in Later Life Lending
2
Mortgages for Over 50s
3
Support if your interest-only term is ending
4
An alternative option to equity release
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Take Action with BMI Money
A mortgage broker can help you explore LiveMore mortgage options by providing guidance, comparing deals, and managing the application process. Their understanding of lender criteria can help streamline the process and reduce administrative burden.
Get Started Today
Remortgaging with LiveMore through BMI Money gives you access to experienced advisers who can guide you through the process, explain your options, and support your application. They can help navigate lender criteria and handle much of the paperwork, making the process more straightforward and efficient.
FAQs
about
LiveMore
What’s the difference between an RIO mortgage and equity release with Livemore?
An RIO mortgage lets you pay the interest monthly while retaining ownership of your home. With equity release, interest typically rolls up and is repaid from your estate. Speak to BMI Money to learn more about LiveMore mortgage options.
Can I get a mortgage with Livemore at 70 or 80?
Potentially, yes. If you have a reliable income (such as a pension), you may be eligible for a LiveMore RIO mortgage, subject to criteria.
What happens to the Livemore mortgage when I die?
The loan is typically repaid from your estate, often through the sale of the property. Any remaining equity would usually form part of your estate.
Does Livemore need a minimum income?
You’ll need to demonstrate that you can afford the monthly interest payments. An adviser can help assess your eligibility based on your circumstances.
Is BMI's Livemore advice really free?
Initial consultations are typically free. If you choose to proceed, any applicable fees will be explained clearly in advance.
