Yes, Landbay provides buy-to-let remortgage products, including options for borrowers who may have owned their property for a shorter period. They also offer like-for-like remortgage options and products for existing customers.

A like-for-like remortgage is typically designed for landlords who want to remortgage without increasing their borrowing amount. Product features, including affordability assessments, will vary depending on the lender’s criteria and your individual circumstances.

Yes, Landbay offers remortgage options for existing customers. These may be available across a range of property types, including standard buy-to-let properties, Houses in Multiple Occupation (HMOs), and Multi-Unit Freehold Blocks (MUFBs), subject to criteria.

Landbay does not typically offer traditional product transfers. Instead, existing customers may have access to remortgage options, including loyalty products, subject to criteria.

A Day 1 remortgage generally refers to refinancing a property shortly after purchase, sometimes following improvements that may affect its value. Availability of this type of remortgage will depend on the lender’s criteria and your individual circumstances.

To begin the remortgaging process, you can work with an authorised intermediary, such as a mortgage broker. They can help assess your circumstances, identify suitable options, and guide you through the application process.

For more detailed information or specific inquiries, it’s advisable to consult with a mortgage advisor (such as Bright Money Independent) or contact Landbay directly.

A property valuation is typically required as part of the application process to assess the property and determine how much may be available to borrow.

You can speak with a mortgage broker, such as BMI Money, to receive advice on suitable remortgage options based on your individual circumstances.