Right to Buy scheme
For many, buying a home is simply not an option due to the deposit, fees and costs involved. It can be a very expensive process and many people will struggle to purchase a property without any assistance. But did you know that if you are a council or housing association tenant in England then you […]
What’s happening to house prices in 2022?
In the last 12 months there has been an11% increase in house prices, but experts are now expecting the market to slow down. Which leaves many people asking that million dollar question… ‘When is it a good time to buy?’ After a year of soaring prices and fierce competition between buyers, house price growth is […]
Bank of England has increased the base rate to 0.50% – what might this mean for you?
On Thursday 3 February 2022, the Bank of England increased the base rate from 0.25% to 0.50%. This is the second increase in the base rate since December. What is the base rate and why does this matter?The base rate, set by the Bank of England’s Monetary Policy Committee, is the main driver of rates […]
Check your credit report
We know how stressful it can be trying to get a mortgage, and at times it can seem like climbing Mount Everest! The pandemic also hasn’t made the process any easier for many people, especially those that have lost jobs or were hit financially. BUT, there are ways you can improve your odds and make […]
BMI tips for obtaining a fantastic mortgage deal
Obtaining a mortgage is often the biggest financial commitment you will ever take on, so getting it right and getting a great mortgage deal can save you a considerable amount of money. Whether you’re a first-time buyer, current homeowner or landlord, our below BMI tips will help you understand how to make the most out […]