Finding the right mortgage in Oxford can feel overwhelming — but it doesn’t have to be.
At Bright Money Independent, we help homeowners, first-time buyers, landlords, and over-50s across Oxfordshire secure the right mortgage for their needs.
Whether you’re buying your first home, remortgaging, or investing in property, our experienced local mortgage brokers provide clear, friendly, and FCA-regulated advice — with access to a wide range of lenders, not just the big banks.
Oxford Mortgage Services We Offer
First-Time Buyer Mortgages
Get on the property ladder with clear, jargon-free advice.
Specialist Mortgages
Including supported living, section 157 restriction, and self-employed options.
a smart choice
Why Choose Bright Money in Oxford?
Independent & Whole of Market
We’re not tied to any bank or lender, so we’ll always find the best possible deal for your situation.
Local Expertise
Based in Oxfordshire, we understand the local property market — from North Oxford townhouses to new builds in Bicester and surrounding villages.
Tailored Advice for Every Stage of Life
We specialise in helping:
First-time buyers find affordable mortgage options.
Homeowners over 50 access RIO (Retirement Interest Only) and later-life mortgages.
Landlords and limited companies build buy-to-let portfolios.
Remortgagers save money or raise capital for home improvements.
Personal Service
No call centres — just one-to-one advice from our friendly, qualified brokers. We’ll guide you through the process from first chat to completion.
Local Mortgage Advice You Can Trust
Our team has helped hundreds of clients across Oxford and the wider Oxfordshire area, including Abingdon, Witney, Bicester, Banbury, Henley-on-Thames, Thame, Watlington, and surrounding villages.
We know that every situation is different, so we take the time to understand your goals before recommending any lender or product.
⭐ Rated Excellent for Service
Clients often say our advice feels more personal, patient, and straightforward than what they’ve experienced elsewhere.
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Working with Darren at Bright Money has been a breath of fresh air. .. we value efficiency and clear communication — and Darren and team deliver both.
Book Your Free Oxford Mortgage Review
Take the first step today with a free consultation — online, by phone, or in person.
📞 Call: 01844 390910
📧 Email: info@bmimoney.co.uk
📍 Serving: Oxford, Abingdon, Bicester, Banbury, and across Oxfordshire
Alternatively, please use the contact form below and a team member will be in touch.
