Joint Borrower, Sole Proprietor Mortgages: Who They’re For & When They Work
Many employees take comfort in knowing their employer offers Death in Service (DIS) benefit — a lump-sum payment to their loved ones if they pass away while employed. It’s a great perk, but it’s important to understand that relying on it as your only protection comes with some serious drawbacks. Let’s look at why. What […]
It’s not all doom and gloom!
You wouldn’t believe it from all the negative press around mortgages and rates at the moment, but there is actually some good news this month as we see fixed rates drop across the board. Surprisingly, the housing market has remained remarkably resilient in the past six years, withstanding severe economic headwinds posed by Brexit, the […]
Paying off your help to buy loan
What is Help to Buy Equity Loan? Help to Buy is a government-backed scheme which helps first time buyers onto the property ladder. It was introduced by the government in 2013 and has been a huge success in helpingpeople buy their first home ever since. The scheme provides eligible buyers with an equity loan (also known as shared […]
